STANDARD FEDERAL &lt;SFB> OFFERS ZERO-POINT LOAN
  Standard Federal Bank said it
  introduced a zero-point fixed rate mortgage loan.
      The loan program offers borrowers home mortgage financing
  with no discount fees charged.
      Standard said that fees charged will include an application
  fee, commitment fee and out-of-pocket expenses such as title
  work, survey, recording fees and private mortgage insurance.
  

