HOME FEDERAL SAVINGS BANK OF GEORGIA &lt;HFGA.O>
  3rd qtr net
      Shr 22 cts vs 54 cts
      Net 366,497 vs 877,148
      Nine mths
      Shr 70 cts vs 1.17 dlrs
      Net 1,185,352 vs 1,924,255
  

