TELECREDIT INC &lt;TCRD> 3RD QTR JAN 31 NET
  Shr 32 cts vs 22 cts
      Net 3,454,000 vs 2,224,000
      Revs 33.2 mln vs 28.1 mln
      Nine mths
      Shr 64 cts vs 38 cts
      Net 6,935,000 vs 3,877,000
      Revs 86.8 mln vs 70.9 mln
  

