FIRST AMERICAN BANK AND TRUST &lt;FIAMA> YEAR NET
  Shr 91 cts vs 1.25 dlrs
      Net 8,710,000 vs 11.7 mln
      Avg shrs 9,526,287 vs 9,362,379
      NOTE: Share adjusted for 10 pct stock dividend in May 1986.
      Net includes loan loss provisions of 12.7 mln dlrs vs
  2,400,000 dlrs.
  

